GAP Auto Debit: buy gold every month without having to remember

How to use Public Gold's GAP Auto Debit for automatic monthly gold purchases, from RM100, and what to check each month.

Updated 25 Oct 2026

Summary

  • Auto Debit takes a fixed amount from your bank account each month to buy GAP.
  • Minimum RM100 a month (as of 25 Oct 2026, subject to Public Gold's latest terms).
  • Make sure your bank balance is enough before the deduction date.

Before you start

  • An active Public Gold account
  • A bank account in your own name that supports Auto Debit

Steps

  1. Log in. Log in on the official Public Gold website or app.
  2. Choose Auto Debit for GAP. Select a GAP gold purchase by Auto Debit.
  3. Set the monthly amount. Minimum RM100 a month (as of 25 Oct 2026, subject to Public Gold's latest terms). Pick an amount you can keep up.
  4. Pick the date. Choose a deduction date from the options shown, if offered.
  5. Authorise with your bank. Enter your bank details and complete the verification the system asks for. Your bank's TAC is for you only.
  6. Check every month. Match the deduction on your bank statement with the grams in your GAP Statement.

Good to know

  • If your bank balance is short, the deduction can fail. Check your bank statement and GAP account after the deduction date.
  • Gold prices change daily, so the grams you get each month will differ.
  • The RM100 minimum here is provided by Priority Dealer PG00111755, as of 25 Oct 2026, subject to Public Gold's latest terms. Check what your account shows before confirming.

Stay safe: never share your password or TAC code with anyone, including us. We never ask for a photo of your IC.

Official sources

Links go to official sites (new tab). Checked 25 Oct 2026. General information, not financial advice. Public Gold is the service provider; its latest terms always apply.

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